3.Low mileage discounts
If you’re an infrequent driver or someone who doesn’t put a lot of miles on their car, you should make sure you’re not overpaying for coverage you barely use. Look for an auto insurance provider who offers discounts for low mileage, and you may be able to pay less when you drive less.
4.No DUI Insurance Discount
If you don’t have a DUI, you will be in the best possible position to qualify for lower car insurance rates and other available discounts.
5.Early Quote Discount
Getting an early quote for auto insurance can also lead to savings, although your discount can vary. If you sign your policy at least seven days before it becomes effective, you can also qualify for a discount known as an “early signing discount.”
6.Anti-Theft System Discount
Having an anti-theft system can make it considerably more difficult for thieves to vandalize or steal your car. Auto insurance companies are willing to offer discounts for this type of equipment as a result. Your savings for an anti-theft device can be as much as 23%.
7.Good Driver Discount
Being a “good driver” in an insurance company’s eyes typically means you have been accident-free for at least five years. This is excellent news for insurers since you pose much less of a risk and have a proven driving history, and you can save more than 20% off your auto insurance premiums as a result.
8.Defensive Driver Discount
If you have taken a defensive driving course, you’re in a great position to save money on car insurance. Taking a driver education course can help you save up to 8% off the total cost of a policy.
9.Multi-Vehicle Discount
You can also score a “bulk discount” on your auto insurance by insuring more than one vehicle within a single policy. Your discount will vary depending on how many vehicles you insure, the types of coverage you need, your coverage limits and other details.
10.Good Student Discount
You can also save money by qualifying for a smart student or good student discount, although the terms and conditions for these discounts vary from company to company.
With Allstate, smart student discounts go to unmarried students who are under the age of 25 and have grades that average a B- or better or a GPA of 2.7 or above.
However, students can also qualify by completing a teenSMART driver education program or attending school at least 100 miles away from where their car is stored.
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